DISTRESSED ASSET MANAGEMENT

RH’s Distressed Asset Management(DAM) services provide a unique set of solutions to Investors, Lenders and Creditor constituencies in the management of distressed assets resulting from failed Financial Institutions, poorly performing Hedge Funds, troubled Private Equity portfolios and distinct operating businesses.  

Rylands & Hamilton has the ability to provide Turn-Key Portfolio services to single Companies, as well as to Portfolios of disparate, distressed assets including oversight, fiduciary decision-making and back-office administrative services and litigation management.

RH’s professionals have broad industry experience with Distressed Asset Pools(DAPs) including:

  • Commercial and Industrial operating companies.
  • Loan Portfolios.
  • Commercial Real Estate.
  • Residential Real Estate.
  • Structured financing products.
  • Life settlements.

RH targets and invests in middle market, distressed, and underperforming companies with remediable challenges. RH has the flexibility to invest throughout the capital structure.

A. Industries:  

Broad industry focus including:

  • Business / Professional Services.
  • Consumer / Retail.
  • Energy.
  • Financial Services.
  • Healthcare.
  • Industrial / Manufacturing.
  • Infrastructure.
  • Real Estate / Construction Operating Companies.

B. Entry Point:  

  • Special situations debt or equity.

C. Investment Focus:

  • Middle market distressed control.
  • Select distressed debt portfolio investments.

D. Company Size:  

  • Opportunity driven.  Typical range is underperforming middle market companies with Enterprise Values ranging from ₹50 Crores to ₹2500 Crores.

E. Investment Size:  

  • Generally ranging from ₹50 Crores to ₹250 Crores per transaction.

PORTFOLIO ANALYTICS

In today’s economy, Lenders, Investors and Banks are experiencing an overflow of Distressed Assets. Many Debt servicers are currently overwhelmed with imposed programs that require more resources – such as people, money, and time – than are necessary to be effective.

Through a myriad of creative analytic and retention strategies, RH assists Investors, Asset managers and Servicers in achieving improved purchasing and exit strategy insight.

Results Driven...
RH provides unique, customizable solutions to increase Distressed Asset Portfolio performance. With a strong focus on restoring stability and predictability to Loan Portfolios, RH can provide the following services:

  • Portfolio Strategy Consulting.
  • Default Management.
  • Asset/Liability Management.
  • Debt Servicing.
  • Debt Restructuring.
  • Campaign Management direction.
  • Portfolio Acquisition.
  • Liquidation support.
  • Due Diligence.

Technology Focused...

RH’s Technology systems are designed to deliver an intelligent, results-driven process that cuts through the complexity and confusion to:

  • Identify Loans with the highest risk of delinquency and default.
  • Determine the ideal Exit strategy for each loan.
  • Identify all Risk mitigation Strategies.
  • Forecast individual loan performance.

 

ASSET MANAGEMENT

Through a unique Technology Platform and Key servicing and Vendor relationships, RH is positioned as a premier Asset Manager in the Distressed Residential Non-Performing Loan(NPL) / Non-Performing Assets(NPA) and R/E sector.

RH focuses on the monetization of Non-Performing OR or Foreclosed, Residential/Commercial Mortgage properties/notes to find a mutually beneficial solution for the Asset Owner and Consumer.

  • Quick, Quality Resolutions:

    Experienced Sales consultants are focused on timely resolutions through the sale of R/E properties as well as Non-Performing Loan resets and quality modifications to ensure the continued performance of the Asset.

  • Scalable, End-to-End Technology:

    Platform designed to move assets through the monetization process in a reliable manner with Document Automation, Vendor Integration and E-Vaulting.

  • Asset Holder Safeguards: 

    As the Asset Manager, RH holds relationships with Third Party Vendors(TPV) to ensure cash controls, audits, monthly reconciliation and regulatory compliance are managed separately.

  • Asset Portfolio Performance Tracker:

    Monitor Asset Portfolio performance through fully-integrated dashboard reporting.

  • Competitive Fee Structure: 

    Success-driven, competitive fee structure aligned with Asset holder.

    RH efficiently executes the entire management and disposition process with a complete suite of Asset Management and Mortgage services. As the Master Servicer, RH oversees all aspects of the Asset Lifecycle, from internal functions to Third-Party Service Providers, including:

  • Portfolio Due Diligence
    • Valuation Engines.
    • Tax Research.
    • Portfolio Bid Management.
    • Cost Allocations.
    • Decision support.
  • Acquisition Services
    • Portfolio Reconciliation.
    • Title and Tax reporting.
    • Investor portal.
    • Initial Portfolio Inspection.
    • Servicing Transfer assistance.
  • Repositioning Services
    • Portfolio restructuring.
    • Valuations.
    • Document preparation engine.
    • Document E-Vaulting.
    • Proprietary Loan underwriting.
  • Asset Management and Mortgage Servicing
    • Portfolio Accounting.
    • Servicing and Loan Management functions.
    • Escrow Administration.
    • Payment Processing.
    • Loss mitigation.
    • Default resolution.
  • Liquidation Strategies
    • Predictive liquidity waterfalls.
    • Portfolio liquidation analysis.
    • Market analysis.
    • Disposition support.
    • Comprehensive Vendor Management.

 

RH’s Comprehensive Vendor Management capabilities allow for the Aggregation of Service Provider Data and communications into a single, streamlined access point of information. As the Asset Manager, RH contracts with National, Tier 1 Service Providers to reduce costs, improve efficiencies and maintain necessary regulatory compliance and licensing. Service providers are fully integrated into RH’s platform for seamless workflow and improved insight for Asset Management clients.

Maintaining the highest level of service from Vendors is an imperative factor in the performance of an asset. RH carefully selects the most reliable, well-respected national and local Vendors in the industry to ensure quality service is delivered to clients in the following areas:

  • Property preservation.
  • Valuation services.
  • Title reports.
  • Property tax status / tracking.
  • Mobile notary services.
  • Document custodial services.
  • Skip tracing.
  • File imaging and indexing.
  • Credit reporting.
  • Inspection services.